Personal finance, my story, mistakes, and what I've learned
While I was reading a thread at The Consumerist on ways to get started with credit, I found myself repeatedly shaking my head at the number of extremely questionable ideas that people were coming up with. Buying CDs and using them as loan collateral simply to improve your credit seems like financial suicide to [...]
Continue Reading Getting Started With Credit By Buying Textbooks
After seeing yet another of those ubiquitous CapitalOne “What’s in your wallet?” ads, I decided to write about the one credit card that’s in my wallet (now that I’ve learned some hard lessons about the dangers of them). I route almost every minor purchase I make through a Chase Amazon.com credit card for which I [...]
Continue Reading What’s In My Wallet? And What Should Be In Yours?
Several months ago, I sat down with my finances and took a good hard look at things. I was in approximately $10,000 of credit card debt spread out over three cards, and that’s not counting my student loans or vehicle loans. I also had no money in savings and – even scarier – I wanted [...]
Continue Reading I’m In Big Financial Trouble – Where Do I Start?
